Points Programs
Loyalty Programs
Understand each hotel loyalty program's strengths, pricing model, and sweet spots. Pick the right program for your travel style.
Dynamic
A
ALL — Accor Live Limitless
ALL Points
TPG Valuation
0.7¢/point
Properties
0+
- Dynamic pricing (no fixed chart)
- 0+ properties worldwide
View Program
Dynamic
H
Hilton Honors
Hilton Honors Points
TPG Valuation
0.5¢/point
Properties
28+
- Dynamic pricing (no fixed chart)
- 28+ properties worldwide
View Program
Fixed
H
World of Hyatt
World of Hyatt Points
TPG Valuation
1.8¢/point
Properties
26+
- Fixed award chart (8 tiers)
- 26+ properties worldwide
View Program
Dynamic
I
IHG One Rewards
IHG One Rewards Points
TPG Valuation
0.5¢/point
Properties
6+
- Dynamic pricing (no fixed chart)
- 6+ properties worldwide
View Program
Dynamic
M
Marriott Bonvoy
Marriott Bonvoy Points
TPG Valuation
0.7¢/point
Properties
33+
- Dynamic pricing (no fixed chart)
- 33+ properties worldwide
View Program
Fixed
W
Wyndham Rewards
Wyndham Rewards Points
TPG Valuation
0.9¢/point
Properties
2+
- Fixed award chart (3 tiers)
- 2+ properties worldwide
View Program
Side-by-Side Comparison
Every major feature compared across all six programs.
| Feature | A ALL | H Hilton | H Hyatt | I IHG | M Marriott | W Wyndham |
|---|---|---|---|---|---|---|
| Pricing Model | Dynamic | Dynamic | Fixed | Dynamic | Dynamic | Fixed |
| CPP Valuation | 0.7¢/pt | 0.5¢/pt | 1.8¢/pt | 0.5¢/pt | 0.7¢/pt | 0.9¢/pt |
| Properties | See program page | See program page | See program page | See program page | See program page | See program page |
| 5th Night Free | No | Yes | Yes | No | Yes | No |
| Blackout Dates | No | No | No | No | No | No |
| Chase UR Transfer | No | No | 1:1 | 1:1 | 1:1 | 1:1 |
| Amex MR Transfer | No | 1:2 | No | No | 1:1 | No |
| Capital One Transfer | 1:0.5 | No | No | 1:1 | No | 1:1 |
| Bilt Points Transfer | 1:0.6666666666666666 | 1:1 | 1:1 | 1:1 | 1:1 | No |
| Free Night Certs | Up to Cat 5 | No | No | No | No | Up to Cat 3 |
| Best For | See program page | See program page | See program page | See program page | See program page | See program page |
Valuations based on The Points Guy's latest estimates. Transfer ratios shown as credit card currency to hotel points.
Which program is best for your next trip?
Our AI advisor analyzes your points balances and travel goals to recommend the optimal program and transfer strategy.