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Disclaimer

Last updated: March 18, 2026

General Information Only

Travel.free provides travel-related information, hotel loyalty program comparisons, and points-optimization tools for informational purposes only. Nothing on this website constitutes financial advice, investment advice, or a recommendation to buy, sell, or transfer any financial product, loyalty points, or miles.

AI Travel Advisor

Our AI Travel Advisor is an automated tool powered by artificial intelligence. While we strive to keep its knowledge accurate and up to date, you should be aware of the following:

  • Award pricing changes frequently. Hotel loyalty programs may update their point requirements, award charts, and policies at any time without notice. The points costs, cash rates, and cents-per-point (CPP) values displayed on this site or provided by the AI advisor may be outdated by the time you attempt to book.
  • Availability is never guaranteed. Award availability is limited and varies by date, property, and membership status. The AI advisor cannot check real-time availability.
  • AI can make mistakes. The AI advisor may occasionally provide inaccurate information, including incorrect transfer ratios, outdated program rules, or erroneous calculations. Always verify critical details directly with the hotel loyalty program or credit card issuer before making decisions.
  • Not a substitute for professional advice. For significant financial decisions related to credit cards, points balances, or travel planning, consider consulting a qualified financial advisor.

Points Valuations & CPP Analysis

The cents-per-point (CPP) valuations, transfer ratios, and redemption comparisons presented on Travel.free are estimates based on publicly available information and our editorial analysis. These valuations are subjective and may differ from those published by other sources. Actual redemption value depends on many factors including booking dates, room type, availability, and program-specific rules.

Affiliate Relationships

Travel.free may earn a commission when you apply for or are approved for credit card products or make purchases through affiliate links on this site. This compensation may influence which products we feature and where they appear, but it does not affect our editorial analysis or CPP valuations. Our recommendations are based on independent evaluation of each product's value for points travelers.

Third-Party Content & Trademarks

Hotel loyalty program names, credit card product names, and associated logos (including but not limited to World of Hyatt, Marriott Bonvoy, Hilton Honors, IHG One Rewards, Chase Ultimate Rewards, and American Express Membership Rewards) are registered trademarks of their respective owners. Travel.free is not affiliated with, endorsed by, or sponsored by any of these companies. We reference these brands solely for the purpose of informational comparison and editorial commentary.

Images

Destination and hotel photographs used on this site are sourced from Unsplash and other licensed providers. Individual photo credits are displayed where available. If you believe any image has been used improperly, please contact us and we will promptly address the issue.

Data Accuracy & Currency

We make reasonable efforts to keep the information on Travel.free accurate and current. However, we cannot guarantee that all data — including award charts, transfer partners, bonus promotions, and hotel details — is complete, accurate, or up to date at all times. We encourage users to verify information independently before making travel or financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, Travel.free and its operators shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of this website, reliance on AI-generated recommendations, or decisions made based on information provided herein. Use of this website is entirely at your own risk.

Contact

If you have questions about this disclaimer, please reach out via our About page.