Popular destinations
Find the best way to use your points for any hotel. Compare transfer paths, CPP values, and active bonuses — all in one place.
The key metric for evaluating points redemptions
CPP (Cents Per Point) measures how much value you get from each point when booking a hotel. It is calculated by dividing the cash rate by the number of points required:
CPP = Cash Rate / Points Required
Example: $1,200 room / 30,000 points = 4.0 cents per point
A higher CPP means better value. Most credit card points are worth about 1 cent each when redeemed as cash back, so anything above 1.0 CPP means you are getting more value from a points booking than from a cash redemption.
Outstanding value. You are getting more than double the typical cash redemption rate. Common with Hyatt properties in premium destinations.
Park Hyatt Maldives: 30K Hyatt points for a $1,200/night room = 4.0 CPP
Solid value that beats most cash-back redemptions. A reliable sweet spot for planning trips.
Hyatt Regency Bali: 15K Hyatt points for a $250/night room = 1.67 CPP
Comparable to cash-back value. Consider whether holding points for a better redemption makes sense.
Marriott mid-tier: 35K points for a $400/night room = 1.14 CPP
Below cash-back value. You would get more value from statement credits. Avoid these unless you have no other use for the points.
Some Hilton off-peak properties where cash rates are low
Where each credit card currency can be transferred
Best for: Hyatt transfers (1:1) — consistently the best CPP among all hotel transfers
Best for: Hilton transfers at 1:2 ratio — great when Amex runs 30-40% transfer bonuses
Best for: Turkish Miles&Smiles for partner airline awards at excellent rates
Best for: Wyndham transfers for budget-friendly hotel stays
Best for: Hyatt transfers (1:1) — earn points on rent, use for luxury stays
Strategies from experienced points enthusiasts
Credit card issuers regularly offer 20-40% transfer bonuses to select partners. These can dramatically improve your CPP. Sign up for alerts and be patient.
Many hotel programs now use dynamic pricing. Booking during off-peak dates can require 30-50% fewer points for the same room.
Hyatt, Marriott, and IHG offer a free 5th night on points bookings. That is effectively a 20% discount — always book in 5-night blocks when possible.
Chase UR to Hyatt at 1:1 consistently delivers the best CPP in the hotel loyalty ecosystem. For luxury destinations, this is almost always your best bet.
Our AI Travel Advisor can create custom trip plans based on your exact points balance, travel dates, and preferences.
Active Transfer Bonuses
Enter your points balance and choose a destination above. We will analyze every transfer path and show you which option gives you the most value per point.
The best hotels here use World of Hyatt, Marriott Bonvoy, Hilton Honors, and IHG One Rewards points. Here’s how to earn them:
IHG
$99
Annual Fee
140,000 IHG One Rewards points — transfers earns IHG One Rewards points directly
Bilt
$0
Annual Fee
earns World of Hyatt points directly, earns Marriott Bonvoy points directly — only card that earns points on rent — transfers 1:1 to all major hotels
Hilton
$150
Annual Fee
130,000 Hilton Honors points — transfers earns Hilton Honors points directly
Hilton
$550
Annual Fee
175,000 Hilton Honors points — transfers earns Hilton Honors points directly
Affiliate Disclosure: We may earn a commission when you apply through our links. This does not affect our recommendations or the price you pay. We independently evaluate every card based on transfer value and earning potential.